As an investment advisor, Zhang Financial has fiduciary duty to all clients. It is our responsibility to provide fair and full disclosure of all material facts and act solely in the best interest of each of our clients at all times. We have no “hidden agenda” or drive to sell any particular financial product. Zhang Financial utilizes the custodial services of LPL Financial–the largest independent broker/dealer in the United States for 14 consecutive years* and TD Ameritrade, an industry leader in technology and client service.