Financial Services in London

Through a structured lending programme that includes financial education, frequent reviews and market leading interest rates.

Online loan market place bringing financial freedom to British families.

Greed. There, we said it

The problem with most financial products and institutions is that they focus on one thing only — making a profit. But that’s not what motivates us at QuidCycle. We’re driven by people, and finding a sound, practical and ethical way to help hardworking households in tough economic times, when everyone’s feeling the pinch.

We’ve built our business model by putting ourselves in our customers’ shoes. Cripplingly high interest rates make it impossible for people to banish their debts. But on the other hand, people with savings are getting such little interest that their money is shrinking in real terms. We’ve found a way to break this vicious financial circle, by bringing the two parties together.

Peer-to-peer lending is a bit like crowd sourcing. It has been around for nearly ten years, and is a very safe, secure way of sourcing money. People who have a little extra cash in savings accounts invest a small portion of that money by lending to people who need it, and get 4%-6% interest back.

We also support and educate our borrowers, teaching them how money works and how to make money work for them. Ultimately, we want every household that comes to us starting their journey with debt to end up being a lender, earning interest and helping others with their debt. There’s a certain pleasing symmetry to that.

Keywords: P2p Lending , help with debt, Peer To Peer Lending , borrow, refinance, loan, savings, QuidCycle, investing, interest