In order to open an account online, you will need a social security number, a valid email address, and an initial deposit. To open an account in a branch, you will need two forms of Identification, including a Primary ID — which is a valid, government-issued photo ID Driver’s License, Passport, State or Military ID, AND a Secondary ID — some examples include bank-issued ATM or debit cards, major credit cards, utility bills and birth certificates. You’ll also need your Social Security Number Non-Residents can still apply without a SSN or can use their Individual Tax Reporting Number if they have one, a valid address and phone number, and an initial deposit. Take advantage of all the banking conveniences ISSB has to offer Yet, when it comes to actually opening an account, maybe you’ve been turned away because you didn’t have money to deposit on that day. Not to worry, finding a bank that will let you open an account with no money is not as absurd as it sounds.