Mortgage Brokers in Woodford Green

Every Mortgage Consultant is fully qualified and highly trained, to ensure that we provide you with top quality Mortgage Advice.

Our Mortgage Consultants have access to the whole of the mortgage market. With so many variable, fixed, discounted and "capped" rate mortgage schemes to choose from, we believe it is important you seek professional, mortgage advice. Instant Mortgages Ltd has long established links with all the major Mortgage Lenders.

We have a dedicated team of administrators and will keep you up to date with developments whilst liaising regularly with your estate agent, your chosen lender, their surveyors, the vendor and your solicitor. If you have a question you need only to make one call and our offices are open 5 days a week from 9.00 am to 5.30 pm.

Wherever you are in the UK we can help arrange your mortgage whether you are a first time buyer, a home mover or simply want to re mortgage.

You are advised to have a mortgage pre-approved before committing to a purchase. This will avoid any potential disappointment and unnecessary expense.

An estate agent and their vendor will also be reassured that you are in a position to obtain a mortgage which will put you in a favourable position.

Traditionally, as a guide, most lenders will give 4x joint income or up to 5x single income.

However more and more lenders are moving to affordability models to calculate your maximum borrowing and in certain circumstances this can result in mortgages available at even higher income multiples.

YOU HAVE INSURANCE TO PROTECT YOUR £5,000 CAR AND £1,000 TV, BUT NOTHING TO PROTECT YOUR £150,000 MORTGAGE OR £30,000 INCOME -

WHY NOT ?

Types of Insurance

Life Insurance - This provides a tax free lump sum payment in the event of your death or terminal illness.

Critical Illness Insurance - This provides a tax free lump sum payment in the event of you being diagnosed with a qualifying condition e.g. heart attack, stroke, cancer and surviving 28 days.

Mortgage Payment Protection Insurance - This provides a monthly benefit to enable you continue to pay your mortgage and associated costs should you become unemployed or suffer an accident or sickness that prevents you from working for a short period of time e.g. a few months. These benefits are normally payable for up to 12 months.

Permanent Health Insurance - This provides an ongoing monthly benefit in the event of a sickness or accident preventing you from working for an extended period of time. The benefits are normally payable until you either return to work, reach your retirement age, reach the end of the policy term or die, whichever comes first.

Buildings and Contents Insurance - Your home is your most valuable asset. Without adequate and appropriate insurance you could be left with substantial repairs and replacement bills which could mean financial ruin or reduce the quality of your life.

Call us now to discuss your insurance requirements.

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Opening Hours: Monday to Friday 9am - 5:30pm, Saturday 9am - 1pm, Closed SundayClosed on Bank Holidays