Credit Risk Services: Business Information, Credit Risk Assessment, ICAP Credit Ratings, Receivables Management / Marketing Solutions: Online and Print Business Directories, Sector Studies, Contact Center, Marketing Databases, Google AdWords, Market Research (TNS ICAP) / People Solutions: Executive Search and Selection, Employment Solutions, Human Capital Consulting, Training Solutions, HR Outsourcing Solutions / Management Consulting: Data Management Services, Strategic and Business Planning, Organizational and Operational Improvement, Project Management and Development Programs, Enabling Technologies, Marketing & Franchising Services