Mortgage Brokers in Hamilton

We provide private and corporate clients with truly independent financial advice. All of our staff members are trained to provide the customer service levels which you would expect from a professional organisation. Whatever the economic climate, we will work with you to ensure that the financial products that you have remain suitable for your needs.

We will help you to make the right choices when planning your financial portfolio. We tailor solutions for your current and future situation to ensure that you have the most suitable products in place.

It may have been true in the past, but nowadays it's not just the 'rich' who need expert financial advice. As our standard of living improves, more and more people find themselves buying all kinds of financial products.

When you’re looking at your financial situation you want to know the advice you receive is well informed, up to date and unbiased. You also need to be sure that the service and support you receive throughout the whole process meets your expectations.

From our friendly and personal approach, matching your needs with the ideal solution and providing prompt and professional service. You can count on more than just sound financial advice.

We will spend time with you to discuss your objectives and plans for the future. Initially we will help you plan your finances to achieve your short term goals. This means that we really need to get to know you and maintain an understanding of your medium to long term goal

We are truly independent, and our advice is always based on your needs and particular requirements. Our relationship with our clients is not just a one off service but is an ongoing relationship to ensure that the products we arranged still suit your ever changing circumstances.

One of our main roles is to keep tabs on what's going on in the financial services market. New products emerge all the time and existing ones change constantly. So when that happens, we pass that knowledge on to our clients. It is imperative that we keep abreast of, and work within, the regulations of the Financial Services Authority.

Choosing a mortgage is probably the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through.

A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property. The money is then paid back to the Lender over a fixed period of time together with accrued interest. There are many different types of mortgages and there will be one out there that best suits your requirements. If you’re going to make the most of your mortgage, you need to minimise the amount of interest that you pay.

We can find a mortgage product to suit your own individual requirements. Whether you are a first time buyer, wish to remortgage, we will endeavour to recommend a product to suit your needs. A mortgage is potentially the largest financial commitment of your life and, therefore, every enquiry is treated with the respect that it deserves.

Repayment Methods

There are basically two major types of mortgage repayment methods available in today's market:

Repayment - A Repayment Mortgage is structured so that the monthly mortgage payments, comprising partly of capital and partly of interest, pay off the original amount borrowed as well as the interest that would be accrued over the mortgage term, by the end of the term.

Interest only - So called due to the fact that you only pay interest to the lender each month. The original loan amount remains the same for the term of the loan. Therefore a suitable investment is required to run in conjunction with the mortgage in order to repay the loan balance at the end of the term. The most common investments used for this purpose include Pension, Endowment and ISA.

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Opening Hours: 9am - 5pm Monday to Friday