People value experience when getting advice and recommendations on the things that they purchase. Driver Insurance has a team with a lot of experience researching how to find the best prices on car insurance. If you are looking for the best rates on auto insurance policies, the tools here provide immense value. Car insurance can vary based on a wide range of factors, so shopping around is essential. With rates being affected by things like age, gender, a person’s driving record, a person’s credit, the location where they live, and many other reasons, each company weighs factors and variables differently to determine a person’s premium. Knowing which car insurance companies to get rates from for your particular situation is vital, but keep in mind that getting rates from 3 to 5 companies is recommended. The tools at Driver Insurance provide you with easy access to free quotes for car insurance to find the top prices for auto insurance available. Car Insurance By Age Auto insurance rates start pretty high, as younger drivers tend to be more inexperienced and are statistically more likely to get into a car crash. Generally speaking, car insurance policies for people under the age of 25 are higher than people above the age of 25. Car insurance companies use the amount of risk people have of getting into accidents, making claims, and more, to determine rates. People who have higher risks tend to pay higher rates. People who are in the middle age range, starting at the age of 25, tend to see their rates go down each year until they become senior citizens. As people approach and go past age 60, the prices they pay for car insurance tend to start going up again. This age range is more statistically likely to get into car accidents, though rates still tend to be lower than for people under the age of 25. Many parents choose to add their teen driver to their car insurance policy to save money on rates overall. Also, there are many discounts auto insurance companies provide that can help people save money. Comparing prices for car insurance is one of the top ways to save money on a policy, but taking advantage of discounts can also help you keep more money in your pocket.