This year alone we will assist about 70,000 consumers through our credit counselling and educational services, which are available to all Canadians regardless of income level or employment status. As a non-profit agency, our mission is to put people first, and we have stood by that rule as we have grown from one small office in Toronto into a national organization. Today, our debt consolidation and financial education programs benefit individuals, families, and communities everywhere. Helping People Have a Better Life Aside from the free financial training built into our debt consolidation programs, we offer both free and affordable financial education services to individuals, organizations, businesses, and learning institutions. We help turn peoples’ lives around and appreciation of our services runs deep. Our many client reviews and client stories speak for themselves.