Coface is a global provider of trade credit insurance and credit management services. Companies of all sizes and in all sectors can benefit from Coface products at every phase of the credit process -- from analyzing credit risk of customers, to debt collection, to protection against losses due to non-payment. In 2012, the Coface posted a consolidated turnover of 1.6 billion euro, and 4,400 staff in 66 countries provide a local service worldwide. Each quarter, Coface publishes its assessments of country risk for 158 countries, based on its unique knowledge of company payment behavior and on the expertise of its 350 risk underwriters. Coface is a subsidiary of Natixis, corporate, investment management and specialized financial services arm of Groupe BPCE.