Getting approved is simple Why we're different Our service is free, fully secure, and you're under no obligation. Here's what makes us different: Auto loans for cars, trucks, vans, and suv's Competitive rates Quick approvals Affordable payment terms Car loans for bad credit / no credit Tons of vehicle selection (14 dealerships) Birchwood is a trusted Manitoban brand We help all credit types We have the experience and resources to help with all types of credit situations: Slow, late or missed payment history Past/current bankruptcy Consumer proposal Repossession New to Canada Divorce Low income Orderly Payment of Debt Poor credit due to unexpected events