As an independent advisor, my practice is focused on comprehensive financial planning with an emphasis on protecting assets from downside risks. My clients include retirees, baby boomers and business owners.

I specialize in helping protect the "conservative" portion of your assets -- that portion that you simply cannot afford to lose. I offer a number of options, including guaranteed annuities, to help safeguard your hard-earned money.

I endeavor to know and understand your unique financial situation and to provide you with the absolute highest quality of information, services and products to help you reach your goals.