Why Do I Need Health Insurance ? Can I Afford Health Insurance? Pellentesque habitant morbi tristique senectus What Will My Health Insurance Policy Cover Pellentesque habitant morbi tristique senectus What Health Insurance May Not Cover Getting a handle on your health insurance coverage can be a daunting task. The consumer generally does not have a say as for services provided or covered and the amount they will ultimately end up paying. Read More Types of Health Insurance Plans Under the Metal Tiered categorization of Health Insurance, your premium will, to a large degree, be dependent on the size of your deductible. A bronze plan will typically offer a low premium, but high deductibles. A Gold plan will typically offer high premiums but with lower deductibles.